Asset Allocation Management

The appropriate mix of investments for your portfolio is determined by the amount of risk necessary to have the highest probability of you reaching their financial goals, but no more risk than is desirable. The latter may be determined by performing a risk tolerance assessment together with ongoing discussions about your feelings towards the market's volatility, and the impact it has on the value of your portfolio.

It is critical that the asset allocation of your consolidated investment portfolio is properly managed. Asset allocation management is not a static process; rather it is an evolving, ongoing process.

ASSET ALLOCATION MANAGEMENT

• Requires rebalancing when market movement causes major portfolio components to become out of balance as originally allocated, or beyond acceptable risk tolerance parameters.
• Requires reallocating when there have been changes to a client's situation, feelings, and/or family dynamics.

Please remember that diversification and asset allocation do not guarantee a profit nor protect against loss in a declining market. They are methods used to help manage risk.